Here for You
During this evolving coronavirus pandemic, our priority remains safely serving you. As pandemic restrictions begin to ease and counties move to the “yellow phase,” AgChoice offices will continue with limited staffing plans and limited person customer visits. When all of our territory moves to the “green phase,” we will resume traditional operations.
In the interim, our teams will continue serving you over the phone, via email or text and send documents electronically or through the mail to you.
If you are experiencing financial stress, please contact your loan officer early and often. We can extend credit terms or restructure debt to help you through this crisis.
We'll keep monitoring the situation and change our approach as needed. You depend on us and we'll continue to serve you.
AgChoice Account and Support Information
Phone Payments and Support - Questions for our team or would you like to make payments by phone? Contact us at 1-800-998-5557.
Customer Secure Messaging Overview - More information about our secure message system for sending documents, including loan applications.
Customer Secure Messaging Guide - A step-by-step guide to send secure documents to our team.
Loan and Tax Programs
Tax Information - The federal and state tax deadline was extended to July 15. Our accounting team is continuing to process your tax returns although there may be a longer turnaround time. Learn more about COVID-19 tax law changes from our friends at Farm Credit East.
Government Program Information for Farmers - An overview of federal and state programs, with links to additional information, released in response to the pandemic.
Coronavirus Food Assistance Program (CFAP) - The program provides up to $16 billion in direct payments to deliver relief to America's farmers and ranchers impacted by the coronavirus pandemic. CFAP will provide vital financial assistance to producers of agricultural commodities who have suffered a five-percent-or-greater price decline or who had losses due to market supply chain disruptions due to COVID-19 and face additional significant market costs.To apply, visit your Farm Service Agency (FSA) office beginning May 26.
SBA Emergency Income Disaster Loan (EIDL) - EIDL is open to production agriculture and offers loans up to $2 million to cover working capital at a rate of 3.75% for businesses on a 30-year term. Payments on EIDL loans are deferred for one year and eligible applicants may also receive an emergency grant of up to $10,000 within three days of application. Emergency grants do not need to be repaid, and applicants do not need to have an approved EIDL loan to receive the grant.
While EIDL loans seem attractive, they might not be a fit for every farm. Before signing for an EIDL loan, first talk with your lender or financial advisor.
SBA Payment Protection Program (CARES Act) - Learn more details about this loan program from the Small Business Association. On April 24, Congress approved an additional $310 billion for this program. Use the calculator and checklist tools and contact your loan officer for more details.
Deferral of Employment Tax Deposits (CARES Act) - The Coronavirus, Aid, Relief and Economic Security Act (CARES Act) allows employers to defer the deposit and payment of the employer's share of Social Security taxes and self-employed individuals to defer payment of certain self-employment taxes. Learn more details.
Employee Retention Credit (CARES Act) - The Employee Retention Credit is a refundable tax credit against certain employment taxes equal to 50 percent of the qualified wages an eligible employer pays to employees after March 12, 2020, and before January 1, 2021. Learn more about the credit.
The Membership Assistance Program (MAP) - Professional, confidential and free help for personal, work-related and family concerns for our AgChoice customers 24/7, 365 at 800-633-3353 and reference AgChoice. Visit the MAP website. Click on My Portal Login I Click on Work-Life I Username: agchoice I Password: guest
COVID-19 Farm Resources - Our friends at the Center for Dairy Excellence (CDE) launched a library of farm resources to help Pennsylvania dairy farm families and small business owners navigate the COVID-19 crisis. One of our favorite guides is the COVID-19 Recommendations for Dairy: What to do on Your Farm.
PA Department of Agriculture Resources - Guidance from the Department of Agriculture on essential businesses and links to important federal resources.