Achieve Your Farming Dreams
Are you a young, beginning or small farmer searching for additional capital to establish your business? Do you want to boost your financial management literacy? We understand your unique needs. Special programs can help you gain reduced interest rate loans when you participate in educational programs.
For new loan larger than $50,000, apply to our traditional SmartStart program. Earn educational credits for completing our AgBiz Masters business management program or other outside industry trainings. You can convert those educational credits into a reduced interest rate loan. For complete program details, download our SmartStart flyer.
You do not need to be a current AgChoice borrower to enroll in the program. Registration is free. Additional SmartStart benefits may include reduced fees associated with AgChoice business management services, appraisal fees and FSA or other guaranteed loan fees. Start working on your business by developing a plan with our business plan template.
Register for SmartStart
Apply for SmartStart Credits
Eligible full-and part-time farmers applying with a new, start-up operation applying for loans of $50,000 or less can receive special pricing after completing a brief application. Participate in AgBiz Basics, a four module introductory educational program, to help launch your business. For complete program details, download our SmartStart flyer.
Apply for a SmartStart EXPRESS loan
Not a young, beginning farmer or need a loan larger than $50,000? Apply for a traditional farm loan.
AgBiz Masters, a two-year learning series for young and beginning farmers teaching business and financial management skills. Each year of AgBiz Masters completion earns a participant eight SmartStart credits.
Ag Biz Basics
Ag Biz Basics is a fast-paced online program to position your agricultural business for success.This hands-on program allows you to establish written goals and prepare your financial business documentation. Complete content in two hours with additional times on workbook applications including goal setting and financial statements.
Educational Reimbursement Program
You can defray costs associated with AgBiz Masters or other industry educational programs up to $250. We'll review applications on a first-come, first-served basis each year.