Country Homes
Home is where the heart is. That's why we want to make financing your home in the country an easy, trouble-free process. Our Country Mortgages by AgChoice FC product offerings encompass nearly all of your needs for buying or building a home in a rural area.
Conventional Home Loans
Conventional home loans for a single family, owner-occupied or second home.
- Competitively priced, long-term, fixed, adjustable and variable rate loans
- Flexible loan terms
- No acreage limitations
- Modular and manufactured (double-wide and larger) homes qualify
- No prepayment penalties
Construction Loans
Construction loans to finance the building of single-family homes.
- Up to 12-month construction term
- One time closing available
- Interim construction financing with refinance to a Fannie Mae 30-year Fixed rate available
- Competitive interest rates
- Modular and manufactured (double-wide and larger) homes qualify
Lot/Home Site Loans
Lot/home site loans to finance future home site.
- Buying or refinancing a home site
- No acreage limitation
- Term up to 10 years
- No private mortgage insurance required
- Competitive interest rates
- No prepayment penalties
Let us be there for you along the way with helpful information and advice so that you can achieve your country living dreams. Be sure to check out our convenient mortgage calculator and mortgage references.
To learn more about these and other programs for living in the country, contact us or contact your local branch.

